. Nsaba inguzanyo nkiri aho ndi, ibintu bikagenda vuba cyane.<\/em><\/p>\nHari n\u2019abandi bagaragaza ko hakenewe gukomeza guhugura abanyamuryango ku ikoreshwa ry\u2019iyi sisiteme, cyane cyane abataramenyereye ikoranabuhanga, kugira ngo bose babashe kuyikoresha neza.<\/p>\n
Niba iyi sisiteme izakomeza kunozwa no gushyigikirwa n\u2019abanyamuryango, izagira uruhare runini mu kuzamura imibereho yabo, kunoza akazi kabo no guteza imbere koperative muri rusange.<\/p>\n
\u00a0<\/em><\/strong><\/p>\nAMA FORM \u00a0AKENERWA MU GUSABA INGAZANYO (Loan Application Forms)<\/em><\/strong><\/h2>\nKu muntu wese ushaka gusaba inguzanyo muri Umwalimu SACCO, asabwa kuzuza\u00a0 aya ma FORM akayashira \u00a0muri sisiteme:<\/p>\n
<\/p>\n
\u2022 ICYEMEZO CY’UMWISHINGIZI<\/strong><\/h3>\nNi urupapuro rwuzuzwa n\u2019umuntu wemeye kukubera umwishingizi (guarantor), wemeza ko azagufasha kwishyura inguzanyo mu gihe wananirwa kuyishyura.<\/p>\n
\u2022 SALARY ADVANCE APPLICATION FORM<\/strong><\/h3>\nNi ifishi isabwa igihe ushaka gufata amafaranga y\u2019ingoboka ku mushahara utarabona . Igaragaza ingano y\u2019amafaranga ukeneye n\u2019igihe uzayishyurira.<\/p>\n
\u2022 EMERGENCY LOAN APPLICATION FORM<\/strong><\/h3>\nNi urupapuro rwo gusaba inguzanyo yihutirwa, ikoreshwa mu gihe cy\u2019ibibazo bitunguranye nko kurwara cyangwa impanuka.<\/p>\n
\u2022 FAMILY EXPENSES FOR ORDINARY LOAN<\/strong><\/h3>\nNi ifishi igaragaza uko amafaranga akoreshwa mu muryango wawe buri kwezi, igafasha koperative kumenya ubushobozi bwawe bwo kwishyura inguzanyo.<\/p>\n
\u2022 MEMBER IDENTIFICATION<\/strong><\/h3>\nNi urupapuro rugaragaza imyirondoro yawe nk\u2019umunyamuryango, harimo amazina, nimero ya konti n\u2019ibindi bikuranga.<\/p>\n
\u2022 ORDINARY LOAN APPLICATION FORM<\/strong><\/h3>\nNi ifishi nyamukuru yo gusaba inguzanyo isanzwe, aho ushyiramo amakuru ajyanye n\u2019inguzanyo wifuza, ingano yayo n\u2019uko uzayishyura.<\/p>\n
<\/p>\n
\u2022 SALARY CERTIFICATE AND EMPLOYER ENGAGEMENT<\/strong><\/h3>\nNi icyemezo gitangwa n\u2019umukoresha wawe cyerekana umushahara wawe, kandi kikemeza ko azajya agufasha gukata amafaranga yo kwishyura inguzanyo ku mushahara wawe.<\/p>\n
\u00a0<\/strong><\/p>\nInguzanyo Zitangwa na Umwalimu SACCO (Loan Products)<\/strong><\/h2>\n1. OVERDRAFT<\/strong><\/h3>\nNi inguzanyo itangwa ku munyamuryango ufite konti, ikamwemerera kubikuza amafaranga arenze ayo afite kuri konti ye mu gihe gito. Ifasha cyane mu gihe cy\u2019ibyihutirwa mbere y\u2019uko umushahara winjira.<\/p>\n
2. EMERGENCY LOAN (Inguzanyo y\u2019Ubwihutirwe)<\/strong><\/h3>\nIyi ni inguzanyo ihabwa umunyamuryango uhuye n\u2019ikibazo gitunguranye nko kurwara, impanuka cyangwa ibindi byihutirwa. Itangwa vuba cyane kugira ngo ifashe mu bihe bikomeye.<\/p>\n
3. SALARY ADVANCE LOAN (Inguzanyo y\u2019Ingoboka ku Mushahara)<\/strong><\/h3>\nNi amafaranga umunyamuryango ahabwa mbere y\u2019uko umushahara we awuhembwa. Ifasha gukemura ibibazo byihutirwa hagati mu kwezi.<\/p>\n
4. SCHOOL FEES LOAN (Inguzanyo y\u2019Amashuri)<\/strong><\/h3>\nIyi igenewe gufasha abanyamuryango kwishyura amafaranga y\u2019ishuri y\u2019abana babo cyangwa ayabo bwite. Ifasha kwirinda ko abana bata ishuri kubera kubura amafaranga.<\/p>\n
5. MEDICAL LOAN (Inguzanyo y\u2019Ubuvuzi)<\/strong><\/h3>\nNi inguzanyo ifasha mu kwivuza cyangwa kwishyurira ubuvuzi bw\u2019umuryango. Itangwa mu gihe hari ibibazo by\u2019ubuzima bisaba amafaranga menshi.<\/p>\n
6. ONE LAPTOP PER TEACHER LOAN<\/strong><\/h3>\nIyi nguzanyo igenewe abarimu kugira ngo babashe kubona mudasobwa (laptop). Ifasha mu guteza imbere imyigishirize no gukoresha ikoranabuhanga mu burezi.<\/p>\n
7. HOME FURNITURE LOAN (Inguzanyo yo Kugura Ibikoresho byo mu Nzu)<\/strong><\/h3>\nIfasha umunyamuryango kugura ibikoresho byo mu rugo nk\u2019intebe, ameza, ibitanda n\u2019ibindi, kugira ngo imibereho ibe myiza.<\/p>\n
<\/p>\n
8. BUSINESS LOAN (Inguzanyo y\u2019Ubucuruzi)<\/strong><\/h3>\nIyi igenewe abafite cyangwa bashaka gutangiza ubucuruzi. Ifasha kongera igishoro no guteza imbere ibikorwa byinjiza amafaranga.<\/p>\n
9. VEHICLE AND ASSET LOAN (Inguzanyo yo Kugura Imodoka n\u2019Ibindi Bintu)<\/strong><\/h3>\nIfasha kugura imodoka cyangwa ibindi bikoresho bifite agaciro kanini (assets), bishobora gufasha mu kazi cyangwa mu mibereho ya buri munsi.<\/p>\n
10. AGRICULTURE AND LIVESTOCK LOAN (Inguzanyo y\u2019Ubuhinzi n\u2019Ubworozi)<\/strong><\/h3>\nIyi igenewe abashaka gushora imari mu buhinzi cyangwa ubworozi, nko kugura imbuto, ifumbire, amatungo n\u2019ibindi bikenerwa mu kongera umusaruro.<\/p>\n
11. MORTGAGE LOANS (Inguzanyo zo Kubaka cyangwa Kugura Inzu)<\/strong><\/h3>\nNi inguzanyo z\u2019igihe kirekire zigenewe gufasha umunyamuryango kubaka, kugura cyangwa kuvugurura inzu. Ni imwe mu nguzanyo zifite agaciro kanini kandi zishyurwa mu gihe kirekire.<\/p>\n
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Mu gihe u Rwanda rukomeje guteza imbere ikoreshwa ry\u2019ikoranabuhanga mu nzego zitandukanye, koperative Umwalimu SACCO nayo yateye indi ntambwe ikomeye igamije korohereza abanyamuryango bayo. Ubu yamaze gutangiza ku mugaragaro sisiteme nshya yo gusaba inguzanyo hifashishijwe internet, ikaba ari gahunda igamije kugabanya ingendo, kwihutisha serivisi no gukuraho burundu ikoreshwa ry\u2019inyandiko zitangirwa mu ntoki. Iyi gahunda…<\/p>\n","protected":false},"author":2,"featured_media":227,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"iawp_total_views":3145,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-224","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education"],"aioseo_notices":[],"views":3544,"_links":{"self":[{"href":"https:\/\/idembe.net\/idembenews\/wp-json\/wp\/v2\/posts\/224","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/idembe.net\/idembenews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/idembe.net\/idembenews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/idembe.net\/idembenews\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/idembe.net\/idembenews\/wp-json\/wp\/v2\/comments?post=224"}],"version-history":[{"count":1,"href":"https:\/\/idembe.net\/idembenews\/wp-json\/wp\/v2\/posts\/224\/revisions"}],"predecessor-version":[{"id":228,"href":"https:\/\/idembe.net\/idembenews\/wp-json\/wp\/v2\/posts\/224\/revisions\/228"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/idembe.net\/idembenews\/wp-json\/wp\/v2\/media\/227"}],"wp:attachment":[{"href":"https:\/\/idembe.net\/idembenews\/wp-json\/wp\/v2\/media?parent=224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/idembe.net\/idembenews\/wp-json\/wp\/v2\/categories?post=224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/idembe.net\/idembenews\/wp-json\/wp\/v2\/tags?post=224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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